HOW IT WORKS

Apply online

 If you are a New Zealand Resident, over the age of 18, have a regular form of income and have an online banking account, we’d love to receive your application.

You can apply online 247 from your mobile device or computer, and the process is really fast and easy.

We only accept loan applications via our website, and we do not accept bank statements via fax or email.

Loans Online is not a lender, but we work to find you a lender. Our process is obligation free and it’s free to apply. When you apply we collect a read-only copy of your most recent 90 days of bank transaction history to help our lending panel in their assessment of your application. We use the services of a secure, reputable, external company, to help us with this. Our site is a secure site with your important data fully encrypted.

We match your requirements with a lender

We do not make any loan or credit decisions, and we are not a lender.

We will work together with you to find a lender who matches your requirements. Let us do the hard work for you. Whether you need a Personal Loan for the holiday of a lifetime, car repairs or even if you want to consolidate your expensive credit card debts, we know that sometimes access to cash via a personal loan is a priority. Or if it’s a Small Cash Loan from $100 to $2000 that you need for an unexpected purchase, we can help find a loan company for you as well.

Using www.LoansOnline.co.nz can save you time and effort when you need it most. You do not need to sift through lots of lender sites searching for a suitable loan. You simply fill out our quick and easy online application form.

If we have been successful in finding you a lender, they will contact you within 30 minutes of you finalising your loan application.

Due to the high number of applications we are not able to contact every loan applicant that we have not been able to match with a lender. Therefore, if you have not been contacted within 60 minutes of finalising your loan application, this means that we have been unable to find you a lender on this occasion.